Myth: I have to pay for insurance advice
Myth: I have to pay for insurance advice in New Zealand One of the most common reasons New Zealanders avoid using an insurance broker is the belief that they have to pay extra for insurance advice. In reality, this is one of the biggest myths in the insurance industry – and it often leads people […]
Five Insurance Mistakes Kiwis Make That Cost Them at Claim Time
Five Insurance Mistakes Kiwis Make That Cost Them at Claim Time Most people only truly understand their insurance policy when they make a claim. Unfortunately, that’s often when costly mistakes come to light. Here are five of the most common insurance mistakes New Zealanders make — and how to avoid them. Being under-insured Under-insurance […]
Why the Life Events Benefit Matters for Parents
Why the Life Events Benefit Matters for Parents As a parent, your home is your whānau’s foundation. Whether you’re renovating to accommodate a growing family or refinancing to ease financial pressure, an increased mortgage means your Life Cover should keep pace to protect your loved ones. The Life Events Benefit, available with Chubb Life policies, […]
We Got You Covered with the Financial and Legal Advice Benefit
Why the Financial and Legal Advice Benefit Matters for Parents A terminal illness diagnosis is overwhelming, and managing a large insurance payout adds another layer of complexity. For parents, ensuring those funds are used wisely to protect your children and partner is critical. The Financial and Legal Advice Benefit, available with Chubb Life policies, reimburses […]
New Partners Life Journey Plan – Tailored Protection for Evolving Lives
At IFO Peace of Mind Advice, our mission is to provide financial advice that delivers peace of mind. As trusted insurance brokers, we’re committed to offering independent, compassionate guidance that protects what matters most – your whānau, your future, and your wellbeing. That’s why we’re excited about the Partners Life Journey Plan, announced at the […]
AIA’s New Specialist and Testing Support Benefit: A Game-Changer for Families
As of 1 October 2025, AIA Living introduces the Specialist and Testing Support Benefit, a powerful addition to your insurance policy designed to ease the financial and emotional burden of medical care for families. This benefit offers comprehensive coverage for specialist consultations, diagnostic tests, and more, ensuring your family can access timely healthcare without the […]
Are Insurance Payouts Taxable in New Zealand?
Are Insurance Payouts Taxable in New Zealand? Navigating the tax rules for insurance payouts in New Zealand can be a real head-scratcher. Whether you’re working with an insurance broker to secure life, income protection, mortgage, health, trauma, or TPD (total and permanent disability) policies, understanding the tax implications is key. This blog breaks it down […]
Life Insurance is about making sure your whanau can stay in their home
Kia ora, whānau 🌿 Imagine you’re a parent raising two Tamariki in Aotearoa. You’re working hard, juggling school runs, saving for their future, and making sure they feel safe and loved. Now imagine something unexpected happens – and you’re no longer there to provide. That’s where life insurance comes in. It’s not just about covering […]
Trauma Insurance gives breathing room when life throws a curveball
Kia ora, whānau! 🌿 Life’s busy when you’re raising Tamariki – between work, school runs, and weekend sports, there’s not much time to think about the unexpected. But if a serious illness like cancer or a sudden diagnosis were to happen, trauma insurance can help ease the financial pressure. It pays out a lump sum […]
Can Life Insurance Pay for Funeral Expenses in New Zealand?
We are often asked: Can life insurance cover funeral costs? The answer is yes, most life insurance policies can help pay for funeral expenses, easing the financial burden on your whānau during a tough time. However, the policy’s wording and structure matter. Below, we have outlined how it works, potential limitations, and practical actions our […]