Insurance Policy Ownership – Who Owns Your Policy and Why Does It Matter?
Insurance Structure Guide Insurance Policy Ownership — Who Owns Your Policy and Why Does It Matter? Most people focus on the amount of insurance they have and what it covers. But another important question is often overlooked: who actually owns the policy? In Short The policy owner is the person or entity with legal control […]
Myth: I have to pay for insurance advice
Insurance Myth Myth: I Have to Pay for Insurance Advice One reason people put off talking to an insurance adviser is the assumption that getting professional advice will automatically come with a large bill. But how insurance advice is paid for may be different from what you expect. Myth or Fact? At IFO Peace of […]
Five Insurance Mistakes Kiwis Make That Cost Them at Claim Time
Insurance Guide Five Insurance Mistakes Kiwis Make That Can Cause Problems at Claim Time Having insurance is only part of being properly protected. Understanding your policy, keeping it up to date and providing accurate information can all matter when you eventually need to make a claim. In Short One of the best times to understand […]
How Chubb Life’s Financial and Legal Advice Benefit Can Help After a Claim
Chubb Life Benefit Guide How Chubb Life’s Financial and Legal Advice Benefit Can Help After a Claim Receiving a large insurance payment can provide important financial support, but it can also bring decisions about debt, family finances, future planning and legal matters. Some Chubb Life policies include a benefit designed to help with the cost […]
New Partners Life Journey Plan – Tailored Protection for Evolving Lives
Partners Life Guide Partners Life Journey Plan: Flexible Insurance That Can Change With Your Life Your insurance needs at 25 may look very different at 35, 45 or 55. Partners Life’s Journey Plan is designed to let you build protection around your current needs and adjust your cover as your circumstances evolve. In Short Partners […]
Are Insurance Payouts Taxable in New Zealand?
Insurance & Tax Guide Are Insurance Payouts Taxable in New Zealand? Receiving an insurance payment can raise an important question: will you need to pay tax on it? In New Zealand, the answer depends largely on what the payment is intended to replace and the structure of the policy. In Short IRD says insurance payouts […]
Secure Your Future with Expert Life Insurance Advisors: Discover AIA’s Suspension of Cover Benefit
AIA Life Cover Feature Can You Pause Life Insurance Premiums During Financial Hardship? Losing a job, taking parental leave or experiencing a sudden reduction in income can make regular expenses harder to manage. For eligible AIA Life Cover, the Suspension of Cover Benefit may provide a temporary option — but it is important to understand […]