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Peace of Mind Advice

Personal Insurance NZ

Personal cover for the life you’re building.

Explore personal insurance in NZ with IFO Peace of Mind Advice. We help you understand life, health, trauma, income protection, mortgage protection and total permanent disability cover. Together, we can explore options that suit your circumstances and priorities.

Prefer to call? 021 079 8864
Advice shaped around you
Clear explanations
Ongoing adviser support

Your protection plan

What could you protect?

Family Life & Trauma Cover
Income Income Protection
Home Mortgage Protection
Health Health Insurance
Your circumstances first. Your options explained clearly.

Personal Insurance Options

Explore Personal Insurance Options in NZ

Different types of insurance protect different parts of your life, income, health and family future. Explore the options below to learn more.

Serious Illness

Trauma Cover

A lump-sum payment following a covered serious illness, helping provide financial breathing room while you recover.

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Protect Your Home

Mortgage Protection

Helps meet mortgage repayments when illness or injury prevents you from working.

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Protect Your Income

Income Protection

Provides regular financial support if illness or injury prevents you from working and earning your usual income.

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Private Healthcare

Health Insurance

Helps with eligible private medical treatment and access to specialists, tests and treatment when you need them.

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Long-Term Protection

TPD Cover

A lump-sum payment if you become totally and permanently disabled, helping support longer-term financial needs.

Learn More
Not sure which cover to explore first? An adviser can help you understand the differences based on your circumstances and priorities.
Talk to an Adviser

Personalised Protection

Personal Insurance Isn’t One-Size-Fits-All

The right combination of cover can depend on your family, income, mortgage, occupation, existing insurance and financial priorities.

That’s why our advisers start by understanding your circumstances before discussing which protection options may be worth considering.

Your adviser can help you understand how different covers work together and where there may be gaps or duplication.

Explore Your Protection Priorities
01

Your Commitments

Mortgage, debts and regular financial obligations.

02

Your People

Family members and others who financially depend on you.

03

Your Income

Your ability to keep meeting everyday living expenses.

04

Your Priorities

Your goals, budget and the risks that matter most to you.

Together, these factors shape your protection plan.

Personalised Advice

Talk to a Personal Insurance Adviser in NZ

Our advisers can help you understand your options and discuss protection based on your circumstances, priorities and budget.

Imran Mohammed, personal insurance adviser at IFO Peace of Mind Advice Personal Insurance

Imran Mohammed

Managing Director & Senior Financial Adviser

Speak With Imran
Swipe or use the arrows to meet the team.
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Personal Protection Health Check

Discover Your Personal Protection Priorities

Answer a few quick questions to discover which areas of financial protection may be worth exploring.

01

Which best describes you?

02

What is your approximate annual income?

This helps us understand the financial impact an unexpected event may have.

03

Do you currently have a mortgage?

This helps us understand whether protecting your home repayments may be important.

04

What keeps you up at night?

Select all that apply.

05

What level of protection are you considering?

Your Personal Protection Snapshot

Based on what matters most to you, these areas may be worth exploring further.

Select your options above to see suggested insurance areas.

This is general information only and is not financial advice. Actual recommendations and premiums depend on your age, health, occupation, income, existing cover, goals and budget.

Ready for Personalised Advice?

Complete the enquiry form below and one of our advisers will contact you to discuss your circumstances, answer your questions and help you explore suitable options.

Your answers are only used to show your results on this page. They are not saved or sent to us unless you submit the enquiry form below.

Continue to Enquiry

Personal Insurance Enquiry

Get Personal Insurance Advice in NZ

Tell us what you would like help understanding. We’ll connect you with a personal insurance adviser who can discuss your circumstances, priorities and available options.

01 Share your priorities Tell us about the cover areas or financial risks you would like to discuss.
02 We’ll connect you Your enquiry will be directed to a suitable personal insurance adviser.
03 Explore suitable options Your adviser will explain the options that may be relevant to your needs and budget.
Existing client or making a claim?

You can still use the enquiry form or call our team directly for assistance.

Call 021 079 8864
No-obligation conversation Personalised guidance Ongoing adviser support

Tell us about your protection needs

Complete the form and one of our financial advisers will be in touch.