Family Protection
Life Cover
Financial support for the people you care about if you pass away or are diagnosed with a terminal illness.
Learn MorePersonal Insurance NZ
Explore personal insurance in NZ with IFO Peace of Mind Advice. We help you understand life, health, trauma, income protection, mortgage protection and total permanent disability cover. Together, we can explore options that suit your circumstances and priorities.
Prefer to call? 021 079 8864Your protection plan
Personal Insurance Options
Different types of insurance protect different parts of your life, income, health and family future. Explore the options below to learn more.
Family Protection
Financial support for the people you care about if you pass away or are diagnosed with a terminal illness.
Learn MoreSerious Illness
A lump-sum payment following a covered serious illness, helping provide financial breathing room while you recover.
Learn MoreProtect Your Home
Helps meet mortgage repayments when illness or injury prevents you from working.
Learn MoreProtect Your Income
Provides regular financial support if illness or injury prevents you from working and earning your usual income.
Learn MorePrivate Healthcare
Helps with eligible private medical treatment and access to specialists, tests and treatment when you need them.
Learn MoreLong-Term Protection
A lump-sum payment if you become totally and permanently disabled, helping support longer-term financial needs.
Learn MorePersonalised Protection
The right combination of cover can depend on your family, income, mortgage, occupation, existing insurance and financial priorities.
That’s why our advisers start by understanding your circumstances before discussing which protection options may be worth considering.
Your adviser can help you understand how different covers work together and where there may be gaps or duplication.
Mortgage, debts and regular financial obligations.
Family members and others who financially depend on you.
Your ability to keep meeting everyday living expenses.
Your goals, budget and the risks that matter most to you.
Personalised Advice
Our advisers can help you understand your options and discuss protection based on your circumstances, priorities and budget.








Personal Protection Health Check
Answer a few quick questions to discover which areas of financial protection may be worth exploring.
This helps us understand the financial impact an unexpected event may have.
This helps us understand whether protecting your home repayments may be important.
Select all that apply.
Based on what matters most to you, these areas may be worth exploring further.
Select your options above to see suggested insurance areas.
This is general information only and is not financial advice. Actual recommendations and premiums depend on your age, health, occupation, income, existing cover, goals and budget.
Complete the enquiry form below and one of our advisers will contact you to discuss your circumstances, answer your questions and help you explore suitable options.
Your answers are only used to show your results on this page. They are not saved or sent to us unless you submit the enquiry form below.
Personal Insurance Enquiry
Tell us what you would like help understanding. We’ll connect you with a personal insurance adviser who can discuss your circumstances, priorities and available options.
You can still use the enquiry form or call our team directly for assistance.
Call 021 079 8864