Insurance advice with Sharleen Kumar
Feel clearer about the cover that protects your future.
Whether you are arranging insurance for the first time or wondering if your existing cover still fits, Sharleen can help you understand your options in a friendly, practical conversation.

Sharleen Kartika Lata Kumar · Insurance Adviser
Meet Sharleen
Good advice starts with listening.
Sharleen is passionate about helping individuals and families feel confident and informed about their protection. Friendly, approachable and detail focused, she takes time to explain the choices that matter, so clients feel clear about their options rather than overwhelmed by them.
Start with your needs
Talk through your family, commitments, existing insurance and what you would like your cover to do.
Make sense of the options
Understand the types of personal insurance that may be relevant, including their costs, key terms and trade-offs.
Move forward confidently
Consider advice tailored to your circumstances and budget. A review does not mean you have to change your existing cover.
Complimentary insurance review
Has life changed since you last checked your cover?
A new home, growing family, different job or changing budget can all be good reasons to take another look. Tell Sharleen a little about your situation and she will get in touch to arrange a review.
A conversation at your pace
Speak with Sharleen
Ask a question or request a complimentary insurance review. Sharleen is part of the IFO Peace of Mind Advice team.
IFO Peace of Mind Advice Limited · FSP1008577. Insurance recommendations depend on your circumstances, eligibility, insurer underwriting and policy terms. Read our Privacy Policy and key information.
Insurance advice for your next chapter
As life changes, your protection may need to change too.
Buying a home, starting a family or taking on new financial responsibilities can change what you need from your insurance. Sharleen offers clear, caring advice to help you understand your options and decide what fits your circumstances.
Buying your first home
Explore how your mortgage and other commitments could be managed if illness, injury or death affected your household finances.
Starting or growing a family
Review the protection you have in place for the people who depend on you and your income.
Building financial responsibilities
Check whether your existing cover still suits your income, debts and plans for the future.
Sharleen's insurance review promotion
Review your cover. Go into the draw to win a $200 Prezzy Card.
Request a complimentary insurance review with Sharleen Kumar. Choose to enter the prize draw when you complete the form, then complete your review by the deadline to qualify.
Complete the form below and select the promotion entry checkbox by 30 October.
Talk through your current cover and protection needs with Sharleen by 13 November.
One winner will be selected at random from eligible completed entries on 16 November.
Enquiries close Friday 30 October 2026 at 11:59 pm NZDT. Reviews must be completed by Friday 13 November 2026 at 5:00 pm NZDT. The draw will take place on Monday 16 November 2026. Submitting the form or booking an appointment alone does not qualify. Read the full promotion terms and conditions.
Full promotion terms and conditions
- The promoter is IFO Peace of Mind Advice Limited, trading as IFO Peace of Mind Advice. For promotion enquiries, email sharleen@peaceofmindadvice.co.nz.
- The promotion opens on Wednesday 7 October 2026 and closes to new enquiries at 11:59 pm NZDT on Friday 30 October 2026.
- To enter, submit the form on this page during the promotion period, select the promotion entry checkbox, and complete a complimentary insurance review with Sharleen Kumar by 5:00 pm NZDT on Friday 13 November 2026. Submitting the form or booking an appointment alone does not qualify.
- Entry is open to New Zealand residents aged 18 or over. There is a limit of one entry per person. No insurance purchase or application is required.
- One eligible entry will be selected at random on Monday 16 November 2026. The prize is one NZ$200 Prezzy Card for one winner.
- The winner will be contacted using the phone number or email address provided on the form within two working days of the draw. If the winner does not respond within five working days of being contacted, the promoter may draw another eligible winner.
- Personal information supplied through the form will be used to arrange the review and administer the draw in accordance with our Privacy Policy.
